A SMARTER WAY TO MULTIPLY YOUR RETIREMENT INCOME

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What if you could accelerate your future income—without taking on personal loan obligations or increasing your financial exposure?

With a Bank-Funded Indexed Universal Life (IUL) strategy, you and a commercial lender co-fund the policy over 5 years. 

Then the lender continues funding for 5 more—creating a powerful, 

tax-advantaged path to long-term financial growth.

This approach is often referred to as Kai-Zen®, and it’s used by high-earning individuals, business owners, and professionals who want to protect their families and build a more efficient path to retirement income.

• ✅  Multiply your future income with bank contributions
• ✅  No credit checks or personal loans
• ✅  Safe from stock market losses
• ✅  Includes living benefits and death benefits
• ✅  Access tax-free 

👉 This is leveraging done the  smart way.