DO YOU KNOW HOW TAXES WILL IMPACT YOUR RETIREMENT?

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The way your retirement assets are taxed can make the difference between financial freedom and financial strain.

Most Americans have the bulk of their savings in tax-deferred accounts such as 401(k)s and traditional IRAs. While these accounts grow without current taxation, every withdrawal is taxable—and Required Minimum Distributions (RMDs) can trigger higher tax brackets, Medicare surcharges, and less control over your income.

The risk? 

Rising tax rates, unexpected medical costs, market downturns, and the loss of a spouse’s income can all shrink your retirement dollars faster than expected.

The opportunity? 

By diversifying across the three “buckets of money” — taxable, 

tax-deferred, and tax-free — you can:

• Control how and when you are taxed in retirement
   
• Reduce exposure to future tax increases
   
• Keep more of the wealth you have worked so hard to build
   
• Create a more predictable, tax-efficient income stream
   

See how your retirement income might look based on your current savings structure—before the IRS does.

1. Allocate your assets into the three buckets using our secure online worksheet.
    
2. Click “Submit” to instantly receive your completed PDF report by email.
    

• 📧 Email us to schedule a follow up consultation

• 📱 Text: (424) 272-5074

All consultations are by appointment, at no cost and with no obligation.

• Marian Hansen | CEO & Principal Insurance Broker
  Marina Del Rey Insurance Services Incorporated

• Independent. Strategic. Proven.