Marina Del Rey Insurance Services

(424) 272-5074‬

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    • HEALTH-INSURANCE
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  • DENTAL & VISION
  • LIVING BENEFITS
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  • More
    • HOME
    • ABOUT US
    • OUR MISSION
    • MEDICARE
    • Health-Insurance
      • HEALTH-INSURANCE
      • INSURANCE SANTA MONICA
    • IFP
    • GROUP INSURANCE
    • COVERED CALIFORNIA
    • DENTAL & VISION
    • LIVING BENEFITS
    • MILLION-DOLLAR BABY
    • KEY PERSON PROTECTION
    • FIXED INDEXED ANNUITIES
    • TAX-FREE RETIREMENT
    • FINAL EXPENSE INSURANCE
    • OUR YouTube CHANNEL
    • CONTACT US
    • BLOG
Marina Del Rey Insurance Services

(424) 272-5074‬

  • HOME
  • ABOUT US
  • OUR MISSION
  • MEDICARE
  • Health-Insurance
    • HEALTH-INSURANCE
    • INSURANCE SANTA MONICA
  • IFP
  • GROUP INSURANCE
  • COVERED CALIFORNIA
  • DENTAL & VISION
  • LIVING BENEFITS
  • MILLION-DOLLAR BABY
  • KEY PERSON PROTECTION
  • FIXED INDEXED ANNUITIES
  • TAX-FREE RETIREMENT
  • FINAL EXPENSE INSURANCE
  • OUR YouTube CHANNEL
  • CONTACT US
  • BLOG

COVERED CALIFORNIA INSURANCE

What is Covered California?

  • Get Help With Costs: Covered California is the only place to get financial help to pay for your Health Insurance.


  • Brand-Name Insurance: Quality HEALTH, DENTAL & VISION Insurance are available, when applying for  Insurance via Covered California.

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

Who MAY apply for Covered California Insurance?

  • Individuals and Families may apply to see if they qualify for financial help to cover the cost of Health and Dental Insurance via Covered California. 


  • Covered California helps our Golden State Residents secure FInancial Support for Health & Dental Insurance, Under the Affordable Care Act.

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

Covered California Facts

Which Insurance Carriers are available via Covered California? 


  • You may choose Health Insurance from more than 11 Insurance Companies.


  • You may also choose quality Dental & Vision Insurance. 


What is the Annual Rate Increase?


  • Please keep in mind that premiums will increase due to age, each year.


What is the California Mandate?


  • Effective January 1, 2020, a new state law requires California residents to maintain qualified health insurance throughout the year.  


  • Individuals who fail to maintain qualified health insurance will owe a penalty, unless they qualify for an exemption.


What is the penalty for not having Health Insurance in California?


  • Please refer to the Penalty Calculator towards the bottom of this page.


What are Subsidies?


  • Put simply, a Health Insurance Subsidy helps you pay for your Health Insurance Premiums. 


  • Subsidies lower your monthly premium, which is the amount you pay for Health Insurance Coverage every month. 


  • Some subsidies also help by lowering other costs, like your co-pays, deductible and max-out-of-pocket. 


  • A Subsidy is not a loan. You will not have to pay them back.

 

  • We Provide Qualified Guidance at No Cost to Our Clients

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

covered California insurance for small BUSINESS

Covered California May Help Small Businesses Save on Health & Dental Insurance

How CCSB Can Help You Business?


  • Covered California for Small Business (CCSB) helps you find Health Insurance for your employees that fit your budget, and theirs.


  • You decide the level of coverage and how much to contribute toward your employees’ Health Insurance premiums. 


  • Then you and your employees select the plan that fits your budget.


  • Choose from HMO and PPO plans from Blue Shield of California, to OSCAR, Health Net, KAISER, and more...

 

  • CCSB provides access to the broadest network of physicians and hospitals in California.


Benefits for Your  Business


  • WE help you complete the initial enrollment process all online. 


  • And you may also manage your account, make plan changes, update employee information, renew your coverage, and more, on your own, or with our help throughout the year!


  • Billing is simple with all Health Insurance premiums on one consolidated monthly invoice. Pay online using MyCCSB for added convenience.


  • Federal Tax Credits to lower the cost of coverage is available to qualifying small businesses.


Benefits for Your Employees


  • Peace of mind and financial protection in case of a major illness, or accident.


  • Compare and choose Health Insurance plans, costs, doctors, and hospitals.


  • Control costs by choosing the plan that fits your employees’ needs and your budget.

 

  • We Provide Qualified Guidance at No Cost to Our Clients

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

Why get help from a Certified INSURANCE Agent?

  • A licensed agent who wishes to sell Covered California Plans on the State Health Insurance Marketplace must receive an additional Certification as a Covered California Agent.


  • To obtain Covered California Certification, an agent must complete online courses, pass initial, and annual exams, submit an agent agreement, and must hold a valid California State Health & Life Insurance License, which is renewed every 2 years.


  • With all of the uncertainty created by the Healthcare Reform Law, it is important to work with a Licensed Professional who understands the law and knows which options for coverage will work with your local Providers, Medical Groups, and Hospitals.

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

Would you like us to HELP you apply for Covered California Health Insurance Coverage?

  • If you need Health Insurance coverage, rely on us here at Marina Del Rey Insurance Services Incorporated for expert help. 


  • We have been honored to be a part of the Trusted Covered California Team, to support those applying for Affordable Health & Dental Insurance, since 2014.


  • We are qualified to answer any insurance-related questions you might have.


  • Schedule your appointment today by clicking on this link, or call us at (424) 272-5074.

  

  • We Provide Qualified Guidance at No Cost to Our Clients 

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

shop Covered California VISION insurance BY Eye-med

DO YOU NEED VISION INSURANCE?


  • What are the biggest benefits of Vision Insurance?
  •  Vision insurance may help reduce the cost of Eye Exams, eyeglasses, contact lenses, or Vision Correction Surgery like LASIK.


  • Click here or on the image to the right to find your personal quote and shop your preferred Covered California EyeMed Vision Plan.


  • We Provide Qualified Guidance at No Cost to Our Clients

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

WATCH THIS QUICK INFORMATIVE VIDEO AND FIND OUT:

  • What is Covered California?
  • How to get help from Enrollment Experts, at no cost to you?


  • We at Marina Del Rey Insurance Services are Covered California Experts.
  • We help you enroll quickly and efficiently
  • We make sure you are receiving the correct amount of subsidy, and also help secure you with Health Plans that allow you to seek care when and where you need it.
  • We also support you throughout the year, when additional documentation might be required.

NEW CALIFORNIA STATE LAW AS OF JANUARY 1, 2020

EFFECTIVE JANUARY 1, 2020, ALL CALIFORNIA RESIDENTS ARE REQUIRED TO EITHER:

  • Obtain and keep qualifying health insurance coverage
  • Or request and prove exemption from the requirement to have coverage
  • Or be required by law to pay a penalty when filing their state tax return

WHAT IS REQUIRED TO AVOID A PENALTY?

Beginning on January 1, 2020, to avoid a penalty, you must have qualifying health coverage for each month of the year for:

  • Yourself
  • Your spouse or domestic partner
  • Your dependents


Many people may already have qualifying health insurance coverage, for example through:

  • Employer-sponsored plans
  • Coverage purchased through Covered California or directly from insurers
  • Medicare
  • Most Medicaid plans

INDIVIDUAL SHARED RESPONSIBILITY PENALTY ESTIMATOR CALCULATOR

The State of California Franchise Tax Board created a Penalty Estimator Calculator, which is a tool for you to estimate the penalty you may owe if you do not have health care coverage. To get an accurate penalty amount you may click the button below here:

CLICK HERE TO estimate the penalty you may owe if you do not have QUALIFIED health care coverage

WE ARE YOUR LOCAL TRUSTED INSURANCE SPECIALISTS

CLICK HERE TO EMAIL OUR FRIENDLY EXPERTS FOR A NO-COST NO-OBLIGATION CONSULTATION AND YEAR-ROUND SUPPORT

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Copyright © 2022 MARINA DEL REY INSURANCE SERVICES - All Rights Reserved.

  • HOME
  • ABOUT US
  • OUR MISSION
  • MEDICARE
  • HEALTH-INSURANCE
  • INSURANCE SANTA MONICA
  • IFP
  • GROUP INSURANCE
  • COVERED CALIFORNIA
  • DENTAL & VISION
  • LIVING BENEFITS
  • KEY PERSON PROTECTION
  • FIXED INDEXED ANNUITIES
  • TAX-FREE RETIREMENT
  • FINAL EXPENSE INSURANCE
  • OUR YouTube CHANNEL
  • CONTACT US
  • BLOG

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