COVERED CALIFORNIA INSURANCE MARINA DEL REY CALIFORNIA
What is Covered California?
- Get Help With Costs: It’s the only place to get financial help to pay for your Health Insurance.
- Brand-Name Insurance: You can get quality HEALTH & DENTAL Insurance from well-known companies when applying for Health & Dental Insurance via Covered California.
Who can apply for Covered California Insurance?
- Individuals and Families may apply to see if they qualify for financial help to cover the cost of Health and Dental Insurance via Covered California.
- Covered California helps our Golden State Residents secure FInancial Support for Health & Dental Insurance, Under the Affordable Care Act.
Covered California Facts
Which Insurance Carriers are available via Covered California?
- You may choose Health Insurance from more than 11 Insurance Companies.
- You may also choose quality Dental & Vision Insurance.
What is the Annual Rate Increase?
- The average annual rate increase for your health insurance cost is listed as 0.5% in the state of California.
- Please keep in mind that premiums will also increase due to age, each year.
What is the California Mandate?
- Effective January 1, 2020, a new state law requires California residents to maintain qualifying health insurance throughout the year.
- Individuals who fail to maintain qualifying health insurance will owe a penalty unless they qualify for an exemption.
What is the penalty for not having Health Insurance in California?
- According to the California Franchise Tax Board (FTB), the penalty for not having health insurance is the greater of either 2.5 % of the household annual income or a flat dollar amount of $750 per adult and $375 per child (these number will rise every year with inflation) in the household
What are Subsidies?
- Put simply, a Health Insurance Subsidy helps you to pay for your Health Insurance.
- Subsidies lower your monthly premium, which is the amount you pay for Health Insurance Coverage every month.
- Some subsidies also help by lowering other costs, like your copays.
- A Subsidy is not a loan. You will not have to pay them back.
covered California insurance for small BUSINESS
Covered California May Help Small Businesses Save on Health & Dental Insurance
How CCSB Can Help You Business?
- Covered California for Small Business (CCSB) helps you find Health Insurance for your employees that fits your budget and theirs.
- You decide the level of coverage and how much to contribute toward your employees’ Health Insurance premiums.
- Then you and your employees select the plan that fits your budget.
- Choose from HMO and PPO plans from Blue Shield of California, Health Net, Kaiser Permanente, Oscar and Sharp Health Plan.
- CCSB provides access to the broadest network of physicians and hospitals in California.
Benefits for Your Business
- WE help you complete the initial enrollment process all online.
- And you may also manage your account, make plan changes, update employee information, renew your coverage and more on your own, or with our help throughout the year!
- Billing is simple with all Health Insurance premiums on one consolidated monthly invoice. Pay online using MyCCSB for added convenience.
- Federal Tax Credits to lower the cost of coverage are available to qualifying small businesses.
Benefits for Your Employees
- Peace of mind and financial protection in case of a major accident or illness.
- Compare and choose Health Insurance plans, costs, doctors and hospitals.
- Control costs by choosing the plan that fits your employees’ needs and your budget.
Why get help from a Certified Agent?
- A licensed agent who wishes to sell Covered California Plans on the State Health Insurance Marketplace must also receive an additional Certification as a Covered California Agent.
- To obtain Covered California Certification, an agent must complete online courses, pass initial and annual exams, submit an agent agreement and must hold a valid California State Health & Life Insurance License, which is renewed every 2 years
- With all of the uncertainty created by the Healthcare Reform Law, it is important to work with a Licensed Professional who understands the law and knows which options for coverage will work with your local Providers, Medical Groups, and Hospitals.
Would you like to apply for Covered California Health Insurance Coverage?
- If you need Health Insurance coverage, rely on us for expert help.
- We have been honored to be a part of the Trusted Covered California Team, to support those applying for Affordable Health & Dental Insurance, since 2014.
- We are qualified to answer any insurance-related questions you might have.
- Schedule your appointment today by clicking on the CONTACT US button below, or please call us at (424) 272-5074.
- We Provide Trusted Guidance at No Cost to Our Clients