PROTECT YOUR BUSINESS
—WITH KEY PERSON INSURANCE
FINANCIAL SECURITY FOR UNEXPECTED LOSS
What Is Key Person Protection?
Every thriving business depends on a few essential people. If one were suddenly unable to work due to illness or death, the financial and operational impact could be significant.
Whether it’s the founder, a top salesperson, or a key team leader, losing that person can disrupt revenue, shake investor confidence, and stall long-term growth.
That’s where Key Person Insurance comes in—a strategic way to safeguard your business from unexpected loss.
In many cases, these policies can also build cash value
over time, giving your business both protection
and financial flexibility.
For more information
- Key Person Insurance provides a tax-free lump sum payout to your business if a named individual dies or becomes severely ill.
It can help you:
- Cover loss of revenue
- Hire and train a replacement
- Pay off business debt
- Reassure clients and investors
- Buy out a partner’s shares (in a Buy-Sell Agreement)
Structured properly, this policy can also build cash value and support long-term planning—especially if an Indexed Universal Life (IUL) policy is used.
Who Needs Key Person Insurance?
- If your business would feel the loss—financially or operationally—of a particular person, Key Person Insurance is worth considering.
It is especially important for:
- Founders and co-founders
- Top-producing sales executives
- Partners or business owners
- Technical specialists or creatives whose work is difficult to replace
- Anyone whose absence could affect revenue, operations, funding, or growth
- Whether you are a startup safeguarding investor confidence, or an established company protecting business continuity, —Key Person Insurance offers the financial stability and flexibility needed to navigate the unexpected—and keep your business on course.
Let's Protect What You Have Built
As a business owner, you have invested years into building something meaningful.
Let’s make sure it is protected.
- [Click here] to schedule your no-cost consultation.
- Or call or text us at (424) 272-5074.
We look forward to protecting your
most valuable assets—your people.
Welcome!
Marina Del Rey Insurance Services Incorporated
Serving California & beyond
with care, clarity & integrity since 2014.
Let's simplify Medicare &
retirement planning together.
We support you year-round
—because your peace of mind matters.