LIVING BENEFITS INSURANCE CALIFORNIA
HOW WOULD YOU COVER THE COST OF DAILY LIVING IF FACING A CHRONIC, OR CRITICAL ILLNESS, OR INJURY?
- Most people have Car Insurance
- Most people have Health Insurance
- Most people might have Renters-, or Home-, Insurance
- Unfortunately, none of these would help with the cost of Health Insurance Premiums, Deductibles, Medical-, or Prescription Drug Co-Pays, Food, Car-Payments, Rent, Mortgages etc.
- What would you do if you lost your income due to a Critical or Chronic Illness, or Injury?
- What would you do if your Health Insurance would not cover the type, or amount, of treatments you would need?
- Medical bills, lost income, and the cost of ongoing care due to Critical and Chronic Illness, or Injury is the case of 61% of bankruptcies each year.
- Of those bankrupted patients, 75% were covered by Health Insurance, and it was not enough to protect them from Financial Ruin.
WHAT CAN YOU DO TO PROTECT YOUR FINANCIAL FUTURE?
LIVING BENEFITS INSURANCE COVERS YOU WHILE YOU ARE ALIVE
- Traditional Life Insurance Policies only pay out at death, but Living Benefits Insurance provides crucial funds when you need them the most.
- If you experience a Terminal, Chronic, Critical Illness or Injury, such as a Heart Attack, Stroke, or Cancer Diagnosis or you are unable to perform 2 of the 6 Daily Activities of Living, you can access your Death Benefit while living.
- Would it be valuable for you to protect yourself, your family, and relatives, from Major Financial Responsibilities, and or Bankruptcy?
- Protecting yourself, is protecting your entire Family's Financial Future.
HOW TO AVOID MEDICAL BANKRUPTCY?
WHAT IS THE MOST EFFECTIVE PROTECTION AGAINST MEDICAL BANKRUPTCY?
- Surviving a Major Illness, or Injury will lead to Increased Expenses and Decreased Income.
- Once your Expenses begin to outpace your Income, you begin to Accumulate Debt. This leads to Medical Bankruptcy.
- Living Benefits Programs offer you Benefits when you need them the most; by helping fill in the gaps a Health Insurance policy does NOT cover, especially Non-Medical Expenses, such as Mortgages, Car Payments, food, etc.