LIVING BENEFITS INSURANCE CALIFORNIA & NEVADA
HOW WOULD YOU COVER THE COST OF DAILY LIVING IF FACING A CHRONIC, OR CRITICAL ILLNESS, OR INJURY?
- Most people have Car Insurance
- Most people have Health Insurance
- Most people might have Renters-, or Home-, Insurance
- Unfortunately, none of these would help with the cost of Health Insurance Premiums, Deductibles, Medical-, or Prescription Co-Pays, Mortgages, College Tuition, Food, Car-Payments, or if you are in the later stage of your life; Care Takers, Long Term Assistant Living, etc.
- What would you do if you lost your income due to a Critical or Chronic Illness, or Injury?
- What would you do if your Health Insurance would not cover the type, or amount, of treatments you would need?
- Medical bills, lost income, and the cost of ongoing care due to Critical and Chronic Illness, or Injury is the case of 61% of bankruptcies each year.
- Of those bankrupted patients, 75% were covered by Health Insurance, and it was not enough to protect them from Financial Ruin.
HOW TO AVOID MEDICAL BANKRUPTCY?
- Surviving a Major Illness, or Injury will lead to Increased Expenses and Decreased Income.
- Once your Expenses begin to outpace your Income, you begin to Accumulate Debt. This leads to Medical Bankruptcy.
- Living Benefits Programs offer you Benefits when you need them the most; by helping you cover the cost of daily living and filling in the gaps a Health Insurance policy does NOT cover.
- We Provide Qualified Guidance at No Cost to Our Clients
WHAT CAN YOU DO TO PROTECT YOUR FINANCIAL FUTURE?
LIVING BENEFITS INSURANCE COVERS YOU WHILE YOU ARE ALIVE
- Traditional Life Insurance Policies only pay out at death, but Living Benefits Insurance provides crucial funds when you need them the most.
- If you experience a Terminal, Chronic, Critical Illness or Injury, such as a Heart Attack, Stroke, or Cancer Diagnosis,
OR you are unable to perform 2 of the 6 Daily Activities of Living, you can access your Death Benefit in a Living Benefit Policy while living.
- Would it be valuable for you to protect yourself and your family from Major Financial Responsibilities, and, or Bankruptcy?
- Protecting yourself
is protecting your entire Family's Financial Future.